Last Updated: June 30 2025
At Why Consolidate Today, we are committed to protecting your privacy and ensuring transparency regarding the collection and use of your personal information. In compliance with the Fair Credit Reporting Act (15 U.S.C. § 1681) (“FCRA”), we provide the following disclosures regarding how consumer information may be obtained, used, and disclosed.
Use of Consumer Reports
By submitting your information on this website, you understand and agree that Why Consolidate Today or its affiliates, service providers, or lending partners may obtain consumer report information from one or more consumer reporting agencies. This may include your credit history, credit score, and other related personal data.
Such information may be used for the purpose of:
• Verifying your identity
• Determining your eligibility for certain loan, debt relief, or financial services
• Pre-qualifying you for credit offers
• Facilitating the provision of services you request
Consumer Rights Under the FCRA
Under the FCRA, you have the right to:
• Be informed if information in your credit file has been used against you
• Know what is in your credit file
• Dispute inaccurate or incomplete information
• Limit access to your credit file
• Place fraud alerts or credit freezes on your report
To learn more about your rights under the Fair Credit Reporting Act, you may visit the Federal Trade Commission (FTC) website at: https://www.consumer.ftc.gov
No Guarantee of Approval
Please note that submission of your information does not guarantee loan approval or eligibility. Final loan terms are determined by the lender or provider based on their review of your credit and other relevant information.
Contact Information
If you have questions about how we handle your information under the FCRA, please contact us at:
Why Consolidate Today
(888) 533-6850
info@whyconsolidatetoday.com
408 Via Mediterranea, Dorado, PR 00646