Advertising Disclosure
whyconsolidatetoday.com (“WCT”) is a website owned and operated by HSM Consulting LLC (“HSM”). WCT does not charge you, the consumer, any fees for its services. WCT receives its compensation directly from lenders by matching and presenting loan offers. If a lender approves you for a loan, your lender will determine and provide the fees or costs associated with your loan.
Licensing & Disclosure
whyconsolidatetoday.com (“WCT”) is a website owned and operated by HSM Consulting LLC where interested consumers can be made aware of lenders and personal loan offers. HSM does not originate, make loans, or make any credit decisions in connection with loans. We are not an agent of either you or any participating lender. HSM only provides a marketplace service by matching consumers with lenders. You are under no obligation to use WCT to begin any financing process. HSM also does not guarantee that submitting any requested information on WCT will result in the origination of a loan. The information you submit to HSM is not an application for credit. HSM provides your information to a select group of service provide lenders so that they may contact you. HSM cannot guarantee that you will receive a loan with the most advantageous rate or terms. HSM lender network rates range from 3.99% to 35.99% APR and loan terms range from 24 to 84 months. You will have to complete a lender application before receiving an unconditional loan offer. The lender you select will determine and provide the fees or costs associated with your loan.